Banking Risk Management

Management of credit risk in accordance with the Standardized Approach or the Internal Ratings–Based (IRB) Approach, and management of operational risk using the Standardized Approach, in line with Basel standards and the Islamic Financial Services Board (IFSB) requirements. This also includes the management and measurement of market risk and liquidity risk in accordance with Basel Committee principles, as well as providing technical support for the Internal Capital Adequacy Assessment Process (ICAAP) and the preparation and development of stress testing frameworks tailored to the bank’s objectives. This enhances the institution’s ability to anticipate and manage risks while meeting regulatory requirements.